ARTICLE FROM ZIMBIO

Just in case you thought the route to sexual bliss was straightforward, here’s a list of things to avoid. They’re all pretty much guaranteed passion killers for a woman – and if your check list contains more than ten of these, you’ve got some serious work to do on your sexual etiquette!

1) Going straight for the naughty bits

You’ve got to be sensitive to the fact that a woman is more likely to be irritated than aroused when a man dives for her breasts and vulva after a few minutes’ perfunctory kissing. While you might get to feel the goods, you’re not going to be invited back.

2) Not knowing how to kiss sensitively

Passionate or sensitive, firm or gentle, good kissing is an art form which lubricates the wheels of sex and gets everyone in the mood for more intimacy. Learn how to kiss, and do it well. That doesn’t mean sticking your tongue in her mouth and wiggling it around like you’re trying to floss her teeth.

3) Being too rough when you touch her erogenous zones

Men like a firmer touch than women, especially when it comes to our penises. So if you touch her clitoris with as much force as you apply to your penis when you masturbate, she’s most likely to howl with pain – and then kick you out of bed. Remember: the clitoris has twice as many nerve endings as the penis, in a much smaller area. Treat it with respect. It’s the only organ in the human body that has no function other than to provide pleasure.

4) Not stroking and caressing her

A woman’s second biggest sex organ is her skin. (The first is her mind.) You can make your touch on any part of her body into a sexy caress, but you have to focus on what you’re doing and put some sexual energy into your fingers while you caress her. That means not thinking about the baseball game while you’re giving her a sensuous massage.

5) Locking onto her nipples like a suckling child

Yes, we know it’s fun for you. To her it just feels like she’s got a teething infant hanging off her breast. Lick and kiss around her whole breast before you go for the nipple, then flick your tongue gently across the nipple and around the areolae. If she likes what you’re doing, you’ll know by her moans of pleasure.

6) Biting on her earlobe because you think it’s sexy

She may not agree with you. In which case it will just be irritating for her, not a prelude to her turning into the sex goddess you thought you were summoning up.

7) Leaving a hickey on her neck like a teenage badge of honor

If you’re over sixteen, this is a no-no. If you need to know why, you’re obviously under sixteen.

Not shaving before sex

When you’re in the throes of passion, having your beard stubble brushing back and forth across her face isn’t so sexy, but at least it’ll produce a red rash she can remember you by.

9) Not washing your pits and bits before you have sex

If there’s one thing that turns women off, it’s a lover whose personal hygiene isn’t up to scratch. Even though men have a higher smell threshold than women, keeping yourself clean – especially in the more intimate corners of your anatomy (like under your foreskin) – is not just a matter of courtesy, it’s a ticket back to the bedroom.

10) Forgetting she has a sensuous body waiting to be stroked

Pretty much the same point we already made up above, but worth remembering: touch doesn’t just have to be in the bedroom, a prelude to sex. In fact, if you touch her a lot in a loving way during the day, she’ll be ready to melt into your arms by bedtime.

11) Trying to get your fingers in her underwear before she’s ready

This is the mark of a gauche teenage lover who wants to get to fourth base just so he feels more accomplished as a lover. Take your time, let things evolve naturally, and apply a little sensuous touch on the fabric covering her vulva before you dive under the elastic. The hint of what’s to come is often more ero -tic than diving straight in there.

12) Dropping the condom on the floor

Must we say why this isn’t the most popular move post sex? Dispose of the condom tidily in a tissue – put it in the bin rather than down the toilet, or it’s likely to float there for some time to come as a reminder of your sexual encounter.

13) Going straight for the clitoris during oral sex or masturbation

Like we said above, most women just find this irritating – and, if you press too hard, bloody uncomfortable too. Your first caresses should be on her labia, the lips of her vulva, then as she gets more aroused, you can work nearer the clitoris itself. But even when she’s aroused a soft touch along the sides of her clitoris may be more acceptable for her than any pressure on the head of her clitoris.

14) Breaking off just as she’s getting to the point where she wants you to keep going at all costs

Women often get so lost in their sexual arousal that they forget to give feedback. In reality, the fact that she’s lying there quietly may actually mean she loves what you’re doing; if so, you should feel her pressing her vulva against your mouth or fingers, or shifting like she wants more touch, rather than giving you a sense that she’d rather be out shopping.

15) Undressing her clumsily

Listen up guys: you don’t have to be able to take her bra off with one hand, behind her back, while kissing her. In fact, in my experience, it’s better if you don’t try. She probably puts it on by fastening it first and pulling it over her head anyway. Let her take off the garments you don’t understand, and whenever you do lend a helping hand, undress her gently and sensuously rather than pulling at her clothes like you’re ripping the paper off a birthday present.

16) Undressing yourself inelegantly – which includes taking your socks off after your underwear

Nothing is more comical (or pathetic) to a woman than a man in his socks and pants. Except possibly a nak -ed man wearing socks. If you don’t understand why, just accept that it is so.

17) Expecting her to shave for you

You might like the baby smooth look around her vulva, but she’s more likely to see this as a prickly route to itchy stubble. Ask her nicely if you’d like her to go smooth. If she says “no”, accept that graciously.

18) Sticking a finger up her vagina before she’s ready, willing and able

In general, women do like to be penetrated just as much as men like to penetrate, which, considering how much men like to stick things up there, is just as well. However, she’ll only want you to do this when the time is right – i.e. when she’s aroused enough to enjoy it. If you’re giving her clitoris attention, there’ll be a point where she might like to have a finger or two inside her. If so, be gentle, and start with one finger on her G-spot. Make sure she enjoys this before you put another one up there. Two fingers on her G-spot is probably as much as she will want. And be just as firm with your touch as she finds pleasurable. If you don’t know what the G-spot is, then do some Google-ing before you get into bed.

19) Entering her without asking her first

What is it with men and these dark, wet places? Just keep in mind that she decides how far sex goes, and if she doesn’t want to enjoy intercourse then don’t press the point. This applies especially to any strategy that involves nudging your penis into position and then pressing forward without her consent, verbal or otherwise! Having said that, you don’t always need to ask “May I enter you?” though it can be a romantic and sexy thing to do if you’re looking deep into her eyes. Needless to say, that’s most likely to happen in the man on top position, which, by the way, remains everyone’s most popular position for sex.

20) Pecking away around her vagina with your penis if you can’t find the way in

This is, by all accounts, many women’s least desired sexual moment. If for any reason you can’t get in, don’t pretend you’re in control and keep trying. Simply ask her to guide you in with her hand. That way you’ll save a lot of embarrassment, not to mention time.

20) Pumping away without regard for her pleasure

When you’ve achieved your most desired objective, and your penis is inside her, you’ll want to show a certain consideration for her pleasure. She may want hard and fast thrusting, but it’s best to start slow and shallow. While you’re making love, she’ll most appreciate your efforts if you’re masculine and strong – which is to say, if you act like you know what you’re doing, you’re considerate and gentle at first, and work up to firm and strong thrusts if she likes them.

21) Expecting her to make love bottom up

Yes, we all enjoy rear entry. But she may be more self-conscious of her b -utt, she may feel like a sex object, and she may not like the rather impersonal nature of this position. If you really want to do it, and you explain to her why you like it so much (i.e. “It’s incredibly exciting to see your gorgeous bottom as we make love”, rather than “I get so turned on fu -ck -ing from behind”) she’ll probably co-operate from time to time, even if it’s only on your birthday and hers.

22) Thrusting too hard

If you happen to be well-endowed, or she has a short vagina, and you thrust too hard, you may end up banging her cervix. This can make her shriek, though sadly not with sexual pleasure.

22) Coming before she’s got excited or begun to enjoy sex

There aren’t many men who can last long enough to really satisfy a woman who enjoys vaginal intercourse and G-spot stimulation. If you can’t be bothered learning how to be a long lasting lover, then at least have the decency to keep going for a few minutes so she gets some pleasure. This isn’t hard, and there are plenty of ways you can learn to extend intercourse and not come so quickly. Do some research on Google for “end premature ejaculation”. See also number 26.

23) Not coming at all – or losing your erection when you put the condom on

If you’re one of that rarer breed of men who has trouble coming during intercourse, may we respectfully suggest you see a sexual therapist? You can then deal with this problem, learn to come more quickly, and avoid giving her a numb vagina and an intimate knowledge of the exact shade of color you painted your bedroom ceiling. If you’re one of the many men who lose their erection when the condom comes out of its foil wrapper and onto the head of your penis, it’s back to Google for a search on, surprisingly enough, “losing erection when putting on a condom”.

24) Asking her how it was for her

This is not the mark of a confident lover, so if you really want some feedback, phrase it thus: “Did you prefer it when I did X or Y?”

25) Not going down on her when she wants oral pleasure

Since oral sex on a woman is so pleasurable for most men, this seems unlikely. But if it’s a question of the smell or taste being a bit much for you, try taking a shower or bath together before sex. If you just want her to fellate you and you simply can’t be bothered to reciprocate with cunn ilin gus, then reading these tips isn’t going to help you much anyway.

26) Failing to give her pleasure if you come quickly

Remember the motto: “Women come first!” As a man, you’re probably going to lose interest in sex once you’ve ejaculated – at least for a while. In which case, make sure she comes through oral sex or masturbation before you enter her. That way, she gets her pleasure and so do you. (With the added bonus that it doesn’t matter so much if you shoot quite quickly.) Just to enter her, thrust a few times, come, roll over and forget about her is the mark of a boorish lover, and you wouldn’t want to be one of those, now would you?

27) Trying to force her head towards your co -ck

Let’s face it: she’s either willing to give your oral sex or she’s not. Trying to persuade her to get her lips around your glans by edging her head towards your groin is a bit crass, to say the least. If she doesn’t seem to be heading that way as things hot up, just ask her: “There’s something you could do that’d give me so much pleasure…..”

28) Trying to force her head further down on her co -ck when she’s giving you oral

Yes, once again we know it feels good, but you have to be considerate about it. She’s not likely to be a deep throat expert, and there’s no reason why she should be, since most of the pleasure of oral sex comes from the action of her tongue on your glans. Keep your hands away from her head unless it’s to gently stroke her hair, and you won’t feel the temptation to encourage her to go deeper.

29) Holding her head when she goes down on you

Pretty similar to number 28, but this time, holding her head and moving it up and down on your penis is the no-no. If you think that’s acceptable sexual etiquette you’ve been watching too many of the wrong kind of films.

30) Coming in her mouth without asking her if it’s OK

The taste of semen is very much an acquired taste; unfortunately it’s one that few woman ever acquire. If she doesn’t like it, ask her to keep going until the last minute, then tell her when you’re going to come so she can move back and finish the job with a well-lubed hand. You’ll get just as much pleasure, and she won’t have to gag or spit your semen out. By the way, accidentally forgetting to tell her you’re going to come is not permitted.

31) Thinking that a po r no movie has anything to do with real life

Porn is not good for men’s egos. Real life isn’t like that, OK?

32) Switching on a hard core porn film without asking whether that’s OK with her

Even if you find it arousing, she’s not likely to, for the simple reason that much of the porn available today is fairly abusive to women. Ask her first, and if you want to share the ero -tic thrill of watching people have sex, get hold of some romantic sex movies that will appeal to her emotions as well as her sex drive.

33) Apologizing for the size of your penis

Just in case you ever feel inclined to apologize for not matching up to the guys in the wrong kind of movies, just remember: 98% of women would rather have a sensitive lover than one with a big penis. If you’re with one of the other two percent, you need to find a new lover.

34) Answering honestly when she asks you what your last lover was like

Guys, when a woman asks you if her butt is too big, do you tell her the truth? Enough said. Your current lover is always the most gorgeous, sexy and desirable woman around. Even if she doesn’t really believe it, that’s what she wants to hear.

35) Asking her if she’d mind if her girlfriend joined you

Threesomes can be exciting, but they usually just cause jealousy and upset when one partner unexpectedly finds they don’t want their partner making out with another person. Needless to say, this usually happens to the woman. So be sure, be very sure, you know what you’re doing before you try this one.

36) Making her do all the work

Changing positions is all very well, but asking her to ride you each time you have sex seems a bit one sided. Vary the positions, have fun, and take equal shares of the work. Don’t just settle for one favorite position and flog it to death.

37) Trying to slip it in the back door by “accident”

Anal sex is something that a lot fewer couples have tried than you’d believe from what you read on the internet or see in porn. It’s something you might like to try, but you both have to want to do it. She’s not likely to respond with warmth if you keep pretending you’re poking her anus by accident. And she won’t believe you if you tell her you just didn’t want to ask for directions, even if that’s how you are when you’re driving around lost, looking for somewhere.

38) Photographing or videoing your lovemaking

Unfortunately, as many jilted lovers can testify, taking pictures while you enjoy sex is putting power in the hands of the person who has the pictures. A good compromise is to link your video camera direct to your TV without recording the images. That way you can have the ero -tic thrill of seeing yourself during sex without having to worry about seeing yourself having sex on the internet in a few years’ time.

39) Getting into the same old same old routine every time you have sex

Above almost everything else (except possibly being deeply in love), ringing the changes when you make love is the thing that will keep your sex life fresh and passionate. You’ll be surprised just how exciting it can be when you try a new position. This is simply because every position puts a different pressure on the penis and vagina, or gives you a new perspective of your partner’s body, or perhaps allows you to see entering your partner’s body, and so on. Exactly which sex position feels most pleasurable will depend on the shape and size and shape of your penis and her vagina.

40) Not romancing her

Women love romance. Men put up with it, or do it to get sex. True or false? Probably true, but the romantic “chase” is deeply rewarding for most men (i.e. seducing and winning a woman makes us feel deeply fulfilled), and romance is an essential part of that process. If you’re able to continue being romantic once you’re an established couple, then you set yourself head and shoulders above the rest of your fellow men, and you stand that much greater chance of getting regular, passionate sex.

41) Slapping her buttocks without checking if she’s into a little dominance play

No mater how exciting you may find the idea, don’t land a heavy slap on her butt without trying a few lighter ones first and seeing how she reacts. If you do, you may get a slap in the face. Or a kick in the balls.

42) Trying to do sex by the book (or the film)

Don’t copy the moves you see in porn films. They lack a certain something. Consideration for the woman, that would be.

43) Playing with her anus before she’s excited enough to appreciate it

When you’re masturbating her clitoris, and you have a finger inside her vagina, you may find that she responds well to a little anal play. If you have the position right, you can use your little finger to tickle gently at her anus as your forefinger plays with her G-spot. This may well add to her excitement – especially if she’s on the verge of orgasm. If you try this before she’s really excited and has stopped caring what’s happening to her, you might just turn her off completely, so it might not be a bad idea to check it out with her in advance.

44) Deafening her by shouting in her ear when you come

An easy mistake to make, especially if you like to have sex in the man on top position lying close to your partner, and you like to let the world know when you come. Unfortunately she won’t let you do it a second time, so bury your face in the pillow or something if you’re prone to uncontrollable vocal ejaculations as well as physical ones.

45) Talking dirty without checking if she likes it

Generally a little consensual dirty talk between adults adds to the excitement. The first time your partner tells you to f*** her hot wet c*** you’ll see what I mean. If that hasn’t happened yet, and you’d like it to, encourage her to talk dirty to you when you’re making love, and see what pops out of her mouth. You might be surprised. Remember legend has it that the quiet ones are often the most surprising in bed!

46) Lying on top of her without supporting your weight on your arms

Always remember: a gentleman takes his weight on his arms. Or elbows, or knees, or something.

47) Ejaculating on her without asking permission
Coming between her breasts or on her vulva or bottom can be incredibly exciting, but it’s nice to ask her first. She may see it less a mark of your ejaculatory prowess or manhood than a mess to clear up.

48) Not controlling your ejaculation

Like we said before, a good lover makes the effort to make sure his partner is satisfied before he is.

49) Not spending some time with her in your arms after sex

A man who gets up after he’s done the business and sets about his daily routine is probably top of most women’s sexual dislikes. For her, this is a special time when a woman feels very close to her partner. She takes much longer to come down from sex than a man does, she wants to know she’s loved and special, and she wants to feel adored by the man to whom she has just given her most precious asset. The very least you can do is to spend a half hour or so cuddling her while you relax after making love, even if you’re not going to spend the night with her.

50) Not cleaning up after sex

And since sex inevitably involves a certain amount of fluids, keep the tissues handy for afterwards. If you feel like being chivalrous, offer her a warm towel to clean herself, especially if you aren’t using condoms.

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ARTICLE FROM MTV NETWORKS

“The Twilight Saga” human Christian Serratos is a supporter of animal rights. You might have known that — I didn’t particularly — but now everyone will be aware of Christian’s cause.

The young actress posted her ad for PETA on her Twitter account this afternoon, and her advocacy was a bit more revealing than we would have expected.

“I’d rather go naked than wear fur,” the ad proclaims in some very “Twilight”-esque font. The photo is set in the woods (a la Forks, Wash., obvs) and even has same color scheme “New Moon” has had in advertising (to see the full image, head over to Peta’s site).

But somehow we think it’s the actresses naked body that is going to be catching eyes with this ad. “Don’t eat them…Don’t wear them. : )” Christian asked her Twitter followers when she posted the picture.

No news yet on when or where the ad will run, but we’re interested to see if the racy aspect of the photo and it’s close proximity to the release of “New Moon” will get PETA the attention they are trying to get for animal rights.

Christian gave an interview with PETA last year right before the release of “Twilight.” “It’s frivolous,” Christian said in the interview. “You can get fake fur, which, if that’s what you want — if you want that fur look — it looks just the same. It’s really unnecessary to skin an animal when you can get something that looks just the same without hurting anything.”

But hey, Christian, you go girl. You’re gorgeous and you’re doing this for a good cause, so show off that body!

For more about the campaign and to check out behind-the-scenes footage from Christians shoot, check out Peta’s site.

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ARTICLE FROM eioba.com

I read the other day that the majority of American’s regularly have sex in just a few positions. Well, if that’s true, its time to shake things up! This article is on g spot positions. These are our favorite ways of hitting the g-spot during sex.

If you like boring, normal sex, that lasts just 5-10 minutes, don’t read this page. If you’re feeling more adventurous, and are ready to blow your mind then please, proceed!

So, the first step in hitting your g spot during sex is to know where it is! For a refresher course, check out this page on the g spot location. You also may want to try a finding the g spot exercise first.

From here on, we’re going to assume that you (and your partner) know where your g-spot is, and how to best stimulate it to give you pleasure.

Now that that’s all taken care of – lets focus on g spot positions. The first step is to recognize that the g spot, or g spot area, is small and not always in the same place. So, throughout your sex you’ll both need to be communicating. What works, what feels good, what doesn’t, a little to the right, a little to the left, etc.

In the beginning, as you explore different g spot positions, its likely best if you agree not to have orgasms. We’ve found this makes it easy to have a sense of exploration and play.

And, without further delay, here are our three favorite g spot positions. Enjoy!

Ride Em Cowboy (Woman on Top)

I have to say there’s something so sexy about a woman being on top, in charge of finding what feels the best. Really, this position is ideal because it allows the woman to control the depth, intensity, and speed. It gives you the ability to play, and explore, and notice how much more pleasure comes from subtle differences.

As you are on top, experiment with what feel’s best to you. Move, shift, tell your partner what feel’s good, rock back and forth, take it deep, keep it shallow, etc. This will likely work best if you are already aroused and hot. (This is true with all these g spot positions)

Now, as the guy in this position, you’re not just laying back passively (thought that is fine to do – just not now!). What will help your partner most is if you tilt your pelvis as much as possible. The more you can do this, the better.

You’ll also get a great workout! : )

Unfortunately, if you are anything like me, you’ll get super tired super quick. In the beginning we used to use alot of pillows to try to angle my hips. Lately, we’ve really been enjoying something called the wedge, its a liberator shape. This small shape puts your pelvis in the perfect tilted position without you having to do any work.

I know it sounds crazy, but the small, subtle positioning this enables, makes all the difference.

Doggy Style (Crouching, Man Coming from Behind)

This is one of our favorite g spot positions. Not only do you have great g-spot access, but there?s just something so primal and  sexy about & ! from behind.

Now, guys, in this position you can take it easy and let her do all the work. In this case, ladies, use your thighs to press back and find the depth, thrust style, and position that works best for you.

However, guys, if you want to be more active, you can easily adapt this position. Push your woman down, and lay more on top of her (still coming in from behind).

Now, for the best g spot stimulation, position your legs outside of hers and put more of your weight forward, so you are riding her from up higher.

This puts your penis on more of a downward angle, and helps you hit her g-spot more directly. You can also experiment with having her legs more open, or more closed to see what feels best.

We’ve also been using the liberator shape – the wedge – in this position too. We found if we put that underneath my girlfriend, it gives her hips a particular tilt that totally amp things up.

Your Highness (Man Kneeling or Standing, Woman’s Legs on His Shoulders)

We love this sex position. With many g spot positions you can’t look each other in the eyes. With this one, we recommend it. Also, when you want to hit the g spot, having your legs high and wide is the secret ingredient. Sometimes putting your feet on your partner’s shoulders can be the most comfortable (its also just super sexy!)

Now, you can do this position in lots of ways. You can do it off your sofa, a chair, or your coffee table (we won’t tell!). Or, you can modify it to work off your bed by kneeling vs standing. The only real key to this position is that your partner is angled upward, with her legs spread wide or on your shoulders. You can achieve this combination in lots of different ways (be creative!)

Well, these are our three favorite g spot positions, and I hope you try them out and enjoy!

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ARTICLE FROM MarriedRomance.com

1. Kiss, kiss, kiss. Mouth to mouth is intimate. It triggers an immediate emotional connection. By kissing during sex, you made sure that it’s about trusting and not just thrusting.

2. Keep eye contact. Looking at the person with whom you’re having sex keeps you both from drifting off into fantasy land and instead focusing on the very real, living person you are with at that moment. By maintaining eye contact (which can be tough because it is very vulnerable) you’ll be cementing your bond.

3. Practice non-sexual touching daily. It’s very difficult to feel sexually inspired if you go from zero to 60. In other words, if you don’t touch all day and then one partner dives for sex, it cannot possibly end up a truly connected sexual experience. Foreplay starts the moment you wake up in the morning and that includes a warm hug, an arm around the waist, a shoulder massage, caressing your partner’s hand, brushing a hair out of the face, etc . . . Little displays of affection lead to big pay-off.

4. Set a sexy scene. It may seem to go without saying but candles, silky bed linens, soft music, and a bottle of wine well . . . these things are tied to romance because they work. Don’t forget to put a little effort into your boudoir preparations because the right setting will definitely help get you in the mood.

5. Don’t take your clothes off. There is something about the feeling that you’re so desperate for your lover’s body that you can’t take the time to remove all your clothing. Try only pushing aside the necessary items to up the urgency.

6. Change locations. Always “do it” in the bedroom with the door closed? You might be surprised what a quickie in the kitchen might do for your sex life! Or for the very daring, an adrenaline charged session in the out-of-doors (the idea that you could possibly get caught can up the excitement quotient). Bust out of your “bedroom only” rut and you’ll be on your way to a more interesting sex life.

7. Combine food and sex. Even grown-ups like to play with their food occasionally. Take food to bed with you. Feed each other. Get more creative than that. A little drizzle of honey can go a long way . . . if you get the picture.

8. Rediscover the PDA. No, not the type of PDA where people are saying “Oh please, would you two get a room already!” But a little thigh grab under the table at dinner, some hand-holding and a passionate kiss on a street corner for no reason, or perhaps an accidental brush of your um . . . sexual anatomy against your partner can do great things for building anticipation of what’s to come later. A little innocent public foreplay can lead to some great at-home follow up!

9. Leave the Lights On. Seeing your partner in the heat of passion and watching for facial expressions of pleasure can not only be exciting, but also enlightening. By bringing your sex life out into the open and paying attention (and homage) to each other’s bodies in the bright, you’ll be able to better appreciate what it is about your partner that turns you on and see firsthand what effect your actions have on your lover.

10. Wear a mask. In the same way that leaving the lights on can add spice, removing all visual stimulation can bring a new element to your sex life. With a little sensory deprivation, you’ll be forced to rely on your other senses for feedback and oftentimes what you’ll feel is heightened as a result. Take turns wearing the mask for equal opportunity teasing.

11. Go for some after-play. Instead of jumping immediately out of bed after a sack session and getting a snack or perhaps taking a shower, instead spend a few minutes embracing or touching. Resist any urge to discuss what happened or asking your partner “Was it good for you?” Instead, just revel in the glow of what you two just shared. By taking a little post-coital time out, you’ll likely end up more bonded after sex instead of just sweaty.

12. See each other as lovers again. Somewhere between the laundry and stack of bills to be paid is the person you felt insane lust for before you two shared any responsibilities. Look at your partner and instead of seeing someone with whom you share a life, remember that person also as the one whose clothes you once wanted to rip off. Because bills aren’t sexy, but memories sure can be!

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ARTICLE FROM MarriedRomance.com

It’s normal that spouses harbor different opinions on a variety of subjects. The two maroon shirts I occasionally wear-and love-are regarded by my wife as particularly ugly. As she’s kind enough to humor me on this matter, it’s only fitting that I don’t openly criticize the TV melodrama she chooses to view at 9 o’clock every Thursday night. Although we seldom bicker over things, at times our respective differences, particularly on the matter of money, are clearly stated. And this is as it should be, for income and expenditures are at the heart of any partnership, family as well as business. With that said, it’s my belief that there are five basic issues in which both spouses must be in firm accord. These represent the most prevalent omissions and commissions that lead to untold grief for many couples.

1. If I should die before I wake. As a very first consideration, every family provider must arrange financially for his or her survivors in the event of untimely death, meaning the spouse and all minor offspring. A common way to accomplish this is with a life insurance policy. This is where controversy arises, for there exists an industry devoted to selling products that minimize death benefits while maximizing profits for its marketers. Regardless of sales pitches to the contrary, you want an inexpensive and unadorned 20- or 30-year level benefit term policy, of sufficient face value (normally no less than ten times the insured’s annual income), from an insurer with an A.M. Best rating of A+ or A++. Once the company is chosen and the face amount of the policy is determined, neither husband nor wife should question the wisdom of the periodic premium outlay.

2. The minimum payment is a road to disaster. No single implement has lead to greater misery for more families than the credit card. Over the past couple of generations it has been promoted in a way to financially destroy the unsophisticated user. It’s my belief that a credit card should serve a single purpose: a convenience when neither cash nor check is readily available. Purchases should only be made in a manner that the account balance is paid in full each month before any interest can be charged. Both spouses must conduct their lives by this rule. If either cannot do so, all credit cards should be destroyed with members of the family adjusting their lives accordingly.

3. All hail the horseless carriage. With the exception of hearth and home, the motor vehicle constitutes the typical American’s single most important fixation. No other product is more forcefully marketed, and far too many people succumb to its allure, forfeiting a substantial portion of disposable income. I’ll put it bluntly: No one should drive a vehicle that is financed or leased. You should acquire your transportation 100% cash on the barrelhead, even if it means you drive a 1984 Toyota Corolla. Each spouse should enthusiastically embrace this concept. At a later date, when your fortune is deservedly secure, you may feel free to sport brand new matching Rolls Royces-but again, devoid of any financing.

4. Education doesn’t make you smart-merely educated. Too many dollars that go toward tuition and ancillary expenses are wasted. The educational establishment has convinced the nation that post secondary schooling must appear prestigious and be costly. The result is that untold numbers of college graduates and their parents are in hock big time, some never to emerge from debt. What a waste! I advocate college-on-the-cheap, with the freshman and sophomore years spent at a community college, commuting from home, and the junior and senior years at a reasonably priced local state university. For a bright and diligent student, the education received is as good as four years at Harvard. Both spouses should be in accord on this principle. The finest gift a parent can give an offspring is the assurance that child will never need to support an indigent parent.

5. It’s never too soon to plan for the future. A most repeated statement of persons in their late 50’s and beyond is: “I never thought I’d get here this soon.” It’s for this reason that a wise couple will plan for their retirement at the earliest age. There must be no question that retirement accounts, whether they be IRAs, 401(k)s, or other private programs, be established, and funded, from the earliest working days. In addition, funding should continue year after year, as though future wellbeing depends upon the assets accumulated-for indeed, it does. It is true, of course, that regular allocation of meaningful sums toward retirement reduces what is available for current luxuries. This is where mutual resolve, together with a healthy dose of discipline, is vital. Above all, neither spouse should undermine the efforts necessary to insure that retirement years will truly be a period of prosperity, free from the financial worries in which the majority of citizens are immersed. I’ve long contended that the benefits of wealth only intensify with the passing years.

Let me sum things up: It’s been said, and rightly so, that personal satisfaction and financial contentment is not dependent as much upon the amount of income earned, as the way in which that income is used. It should surprise no one that the marketing of services and products is now the most pervasive industry in the world, employing highly effective methods to create demands for goods of all sorts. The social and psychological pressures brought to bear on prospective customers are more than many persons can resist. If you hope to prosper, it’s vital that you avoid the impulse to purchase unwisely. As pleasing as childish illusions may be, they invariably lead to disappointment. Keep this constantly in mind as you conduct your financial affairs.

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ARTICLE FROM LOVE and life

It was kind of amusing to know the fact that while I was writing an article about single successful women having affair with married men, it was actually happening right under my nose. Maybe I did hit it at the right time.

A few days ago I went to see this good friend of mine who works in a place not too far from where I was working for a lunch at a medium class restaurant not too far from both of our workplace. Why I chose that place was probably quieter than any other restaurants around since the food was rather expensive for a luncheon to begin with. But, anyway I fancy the indulgence once in a while, and plus, the food is good too.

So there we were sitting and talking like old friends does, and we also start asking about each other’s love life. That was when she confessed of her intimate affair with a man, who is someone else’s husband. I kept my cool and try to react as professional as I can. She was pretty and I kinda of understand why she has resorted to this kind of love relationship, but I couldn’t help myself wondering if it’s all worthwhile. She was of higher rank in position than the guy and all I can think of is him using her.

I may not know how it feels like, truly but I can imagine ‘if’ the person I’m in love with is a married man, what would I do? What would you do? Is it a point of no return? Is love always this cruel? There goes the string of questions.

Honestly, I can’t say she’s in the wrong or right, but one thing I can say is that we human are stronger than we think we are. And we’re strong enough to walk away from all these problems and live a problem-free life. Why want to mess with other people’s life if someday we get ours messed up back? Like the old rocker saying – what we give we get back right? You can’t say its fate either. Because I believe we have the power to change it still, as long as we breathe. The choice is totally ours. Yes, of course you may love him with all you’ve got but let’s face it – he’s some other people’s property, and virtues stated that you shouldn’t trespass on other people’s property.

And then again back to the question – is the world out of single men? Not, but the world may be lack of eligible and single men with good life’s prospect. I think I’ll discuss that in another writer’s block in the future.

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ARTICLE FROM LOVE and life
Love comes in all forms, including friendship. What should best friends do?

Friends come and go, but later, they’ll come again. You’ve just got to admit it; there are times when you need your friends, more than your family. It’s pretty complicated actually but even if the truth hurts or disappoint you, you just have to accept it. There are things you can’t do with your family but you’re able to do so with your friends and vice versa. That’s how things go, that circumscribed friendship. But if you’re able to perceive this freely, you won’t have to experience severe heartbreak with friend’s related problems.

Remember, your friends are people too, and they are a bunch of people with their own families and worries. So, don’t blame them when they can’t be there ALL the time, even if they are your best friends. But a good friend will always offer you their sympathy and care even if they can’t physically be there beside you. They’ll give you a short phone call at least, even when they’re really busy. But when they don’t, your best bet is to assume they’re just as stressed as you are.

Your friends have feelings too. They get jealous, angry, heartbroken and even moody sometimes. There are even best friends who backstabbed one another, quarrel and fight over things. But only to see yourself finding way back to each other. You’re pretty used to this you say and it’ll be lonely and incomplete without those fights. Because you know what, friends should forgive and forget. Even though it starts on a new loop its fine because accepting them, should be on the bad and the good sides.

Yes, a friend can hurt you. Because we can’t read each others mind. So one thing you can do is to say sorry often for your invisible sins and misbehaviors towards your friend. That should be able to set the alarm in their mind, and it’s perfectly applicable in cases of the ugly truths being said and will be said in the future.

If you’re expecting trust from your best friends, you can, partially because no one’s perfect. And even if the dishonesty revealed made you fall, expect them to be the one to bring you up again. If they’re a real good friend, they will support you standing back up again, and later put the smile back on your face. The world is not a setting of fairy tales. They’ll be sad moments and happy moments, and so it goes with your best friend. That’s love and friendship for everyone – the truth everyone has to learn to accept.

Don’t worry, be happy!

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ARTICLE FROM EHOW.COM

Finding the perfect person to fulfill your sexual fantasy/Fetish with through online dating and fantasy match-maker systems. Instructions:

1. Everyone has fantasies every now and then about all types of things. Well the most thing I find people to fantasize about is sex and the different ways to explore it. Well how fun is exploring by yourself? Why not find someone into the same type of fantasy or fetish as you so that you both can enjoy the intensity of the fantasy you both dream about turning into reality!

2. Well I’m here to tell you that it is possible to achieve your fantasies and there are people into the same sexual ideas as you all you have to do is simply take the time to find the perfect online dating site that does the matching for you and 100% free to join! But if you want extra features of course there is a fee. But for the features you get I find it to be a good deal!

3. I’m going to suggest this site called Sexual-Fantasy-Dating . I found this site to be everything I need they have so many fetish and fantasy matching criteria to suit your every want and need to find the perfect naughty date rather it be casual sex, long term dating, Etc…

4. So with all this said what are you waiting for check out the link to be on your way to seeking fantasy fulfillment good luck on your voyage!

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ARTICLE FROM EHOW.COM

Online dating can be fun and scary at the same time. Using online dating sites, you can meet new people and be matched with those who share common interests with you. However, there is that chance that you’ll meet a few crazy people along the way. Here are some tips for doing online dating so that you can find your perfect match and weed out all the crazies.

1. Register for online dating sites such as eHarmony, Yahoo Personals, Match.com, PlentyofFish.com…etc. Pick a few different sites to check out, but don’t do too many or your email inbox will be full of junkmail. I recommend trying at least two at a time to meet different people. Many sites also have a ‘how to’ section so that you can learn how to register and do online dating. These sites also have dating articles and a more information section for finding your perfect mate. See resource list below for links.

2. Create your user name and password to get started. Be sure to include your email address so people can email you as you meet them. You’ll receive the emails through the online dating site so that your email will be kept private. Fill out information about yourself regarding your personal life such as goals, hobbies, family life, child status, and what you are looking for in a mate. Also, put a picture of yourself on your profile so people know what you look like.

3. Search out potential mates on your online dating service. Limit your search to only your specifications so that you are overwhelmed with hundreds of dead end profiles. Put in your age range, gender you are seeking, and miles away from your city. Take a look carefully at the online dating profiles to find ones you truly like. Add those to your list of friends. You may have to pay a small fee to be involved in finding mates online, but it’s usually only about $9.95 a month and there are a few free dating sites you can use as well. See resource list below for links.

4. You can also use Myspace and Facebook to do online dating and meet new people. Register with these two sites and create a profile. Put a good picture of yourself on your online dating profile and be sure to check the boxes for ’single’ and ‘dating’. Search out profiles of other people whom you would be interested in getting to know. Be sure their profiles also state ’single’ and ‘dating’ or you could get yourself into trouble. Myspace and Facebook are used for social networking and not just online dating.

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